YOUNG, BEAUTIFUL AND BROKE.(YBB)

IT'S BEEN SOME DAYS AWAY FROM HERE AND IT FEELS LIKE FOREVER. PHEEEEEEEEEEEEEEEEEEEEEEEEEEEWWWWWWWWWWWWWWWWWWWWWWW.
I'VE MISSED IT HERE OH.
ON MY LAST POST *SAVE ME NOW*, EVERYTHING ABOUT IT IS SO TRUE EXCEPT FOR THE AHMED PART OF THE STORY. I WOULD SHAVE OFF MY EYE BROW BEFORE I EVA DO THAT TO AHMED.... AND THAT LEADS ME TO THE QUESTION * AM I IN LOVE WITH AHMED???

ANS: NOT AT ALL.
Q: SO WHAT IS DIS???
A: I WISH I KNEW.

SO TODAY, I'M ON *YBB*............ AND THIS IS MY STORY....................

HAVING GRADUATED 3YEARS AGO and of course,the usual one year stay at home.but in my case, i had a yr and half stay cuz my name got omitted for NYSC, PLUS A YEAR FOR NYSC PROPER WHICH SHIELDED ME FROM THE INITIAL REALITY OF UNEMPLOYMENT.
THIS WAS FOLLOWED BY THE PLANS OF TRAVELLING OVERSEAS FOR A MASTER'S PROGRAMME WHICH HAS BEEN POSTPONED INDEFINITELY DUE TO FINANCIAL CHALLENGES.
I HAVE BEEN LEFT WITH NO REGULAR INCOME AND A SOMEWAT COSTLY LIFESTYLE TO SUPPORT.(LOL).

STUDENTS BUDGETS FROM PARENTS ARE OFTEN XTREMELY GENEROUS AND THE WIDER FAMILY(AUNTS/UNCLES etc) TEND TO BE SUPPORTIVE WITH CASH GIFTS ON BIRTHDAYS, XMAS OR FOR EDUCATIONAL RELATED XPENSES.
N/B: ONCE EDUCATION IS COMPLETED, THE SUPPORT SYSTEM IS WITHDRAWN AND FINANCIAL REALITY CAN BE VERY CHILLING INDEED.

AFTER THESE YEARS OF FINDING OUT THAT THERE IS NOT IMMEDIATE USE FOR THE SKILLS DAT SOMEONE HAS WORKED SO HARD TO ACQUIRE IS A SHOCKING REALIZATION. IT ROCKS THE CAREFULLY CULTIVATED CONFIDENCE AND SELF BELIEF BUT IT ALSO PRESENTS A MAJOR FINANCIAL CHALLENGE.
UNEMPLOYMENT, DEPRIVES THOSE CONCERNED THEIR FINANCIAL AND SOCIAL INDEPENDENCE, FORCING THEM TO CONTINUE TO DEPEND ON FAMILIES FOR FINANCIAL SUPPORT. THEY CONTINUE LIVING AT HOME POSTPONIONG MAJOR ASSET PURCHASES, MARRIAGE AND OTHER MAJOR COMMITMENTS. THERE IS ALSO A DISRUPTION IN THE ABILITY TO PLAN AND SAVE FOR THE FUTURE AS SOME OF THE KEY YEARS IN THE EARNINGS LIFE CYCLE IS LOST.

HAVING GONE THRU MY BANK STATEMENT RECENTLY,I REALIZED THAT I'M ON THE ZERO LIMIT. MHHHHHHHHHHHHHHHHHHHH. LOL MISS INDEPENDENT IS FAST LOOSING IT.
WITH A JOB, JUST A FOOTHOLD AWAY, IT'S TIME TO CALL ON FAMILY............. MY PRIDE IS HURTTTTTTTTTTTTTTTTTTTTTT???!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! KAMA IME IHE OJOOOOOOOOOO, I'LL JUST MAKE THAT CALL.
U SEE,I WAS SMART ENOF TO SAVE UP SOME CASH DURING MY SERVICE YEAR FOR A TIME LIKE THIS. IT DID COME IN HANDY........ HAVING COLLAPSED MY SMALL FIXED DEPOSIT, IT'S BEEN GREAT CHOPPING THE MONEY,,,,,,,,, NA MY MONEY JOR...... AND IT HELPED AS A BASE FOR MY PROJECT SO I DON'T REGRET A DAY FOR PUTTIN AWAY THAT STASH.

BUT NOW, POCKET IS FAST RUNNIN DRY AND LIL MISS INDEPENDENT WANA DO AN XCLUSIVE XMAS SHOPPING BUT I'M YOUNG, BEAUTIFUL AND BROKE( YBB) BUT GOD DEY, ABI NO BE SO????????????????? WHO WILL BELL THE CAT BUT FAMILY??????????????????????( AUTIES, UNCLES, COUSINS ETC, HERE I COME)

SO HERE ARE THE TIPS I CAME UP WITH TO AVOID BEING "YBB":
1) USE FAMILY SUPPORT WISELY TO ENHANCE UR EARNINGS CAPACITY. e.g SEEK FUNDS TO TAKE COURSES RATHER THAN TO FUND LIFESTYLE.

2)BE FLEXIBLE,BE CREATIVE IN IDENTIFYING VALUE ADDING OPPORTUNITY. WORKING AS AN INTERN OR OFFERING FREE SERVICES IS SUPERIOR TO SITTING AT HOME.IF ONLY PSYCHOLOGICALLY, IT ALSO GIVES U A CHANCE TO SHOWCASE UR SKILLS.

3) TRY TO REMAIN ECONOMICALLY ACTIVE.i.e TRY TO ASSIST MEETING THE NEEDS OF THOSE SUPPORTING YOU EVEN IF THEY DEMAND NOTHING OF YOU.

4)IF U ARE OUT OF EDUCATION AND STILL OUT OF THE JOB MARKET,DO THINGS THAT WILL ENHANCE UR CV AND MAKE U STAND OUT.e.g DEVELPING A LANGUAGE SKILL.

5)HAVE A BUDGET LINE EVEN IF UR INCOME LINE IS ZERO. IT WILL ALLOW U CALCULATE HOW MUCH MONEY U NEED TO SURVIVE EACH MONTH.

FIRST TIME SPENDING XMAS AWAY FROM HOME, BUT WITH AHMED AROUND. YAYYYYYYYYYYYYYYYY
I HOPE I DNT RUN HOME OHHHHH.

HAPPY WKEND Y'ALL.