Saturday, December 19, 2009

YOUNG, BEAUTIFUL AND BROKE.(YBB)

IT'S BEEN SOME DAYS AWAY FROM HERE AND IT FEELS LIKE FOREVER. PHEEEEEEEEEEEEEEEEEEEEEEEEEEEWWWWWWWWWWWWWWWWWWWWWWW.
I'VE MISSED IT HERE OH.
ON MY LAST POST *SAVE ME NOW*, EVERYTHING ABOUT IT IS SO TRUE EXCEPT FOR THE AHMED PART OF THE STORY. I WOULD SHAVE OFF MY EYE BROW BEFORE I EVA DO THAT TO AHMED.... AND THAT LEADS ME TO THE QUESTION * AM I IN LOVE WITH AHMED???

ANS: NOT AT ALL.
Q: SO WHAT IS DIS???
A: I WISH I KNEW.

SO TODAY, I'M ON *YBB*............ AND THIS IS MY STORY....................

HAVING GRADUATED 3YEARS AGO and of course,the usual one year stay at home.but in my case, i had a yr and half stay cuz my name got omitted for NYSC, PLUS A YEAR FOR NYSC PROPER WHICH SHIELDED ME FROM THE INITIAL REALITY OF UNEMPLOYMENT.
THIS WAS FOLLOWED BY THE PLANS OF TRAVELLING OVERSEAS FOR A MASTER'S PROGRAMME WHICH HAS BEEN POSTPONED INDEFINITELY DUE TO FINANCIAL CHALLENGES.
I HAVE BEEN LEFT WITH NO REGULAR INCOME AND A SOMEWAT COSTLY LIFESTYLE TO SUPPORT.(LOL).

STUDENTS BUDGETS FROM PARENTS ARE OFTEN XTREMELY GENEROUS AND THE WIDER FAMILY(AUNTS/UNCLES etc) TEND TO BE SUPPORTIVE WITH CASH GIFTS ON BIRTHDAYS, XMAS OR FOR EDUCATIONAL RELATED XPENSES.
N/B: ONCE EDUCATION IS COMPLETED, THE SUPPORT SYSTEM IS WITHDRAWN AND FINANCIAL REALITY CAN BE VERY CHILLING INDEED.

AFTER THESE YEARS OF FINDING OUT THAT THERE IS NOT IMMEDIATE USE FOR THE SKILLS DAT SOMEONE HAS WORKED SO HARD TO ACQUIRE IS A SHOCKING REALIZATION. IT ROCKS THE CAREFULLY CULTIVATED CONFIDENCE AND SELF BELIEF BUT IT ALSO PRESENTS A MAJOR FINANCIAL CHALLENGE.
UNEMPLOYMENT, DEPRIVES THOSE CONCERNED THEIR FINANCIAL AND SOCIAL INDEPENDENCE, FORCING THEM TO CONTINUE TO DEPEND ON FAMILIES FOR FINANCIAL SUPPORT. THEY CONTINUE LIVING AT HOME POSTPONIONG MAJOR ASSET PURCHASES, MARRIAGE AND OTHER MAJOR COMMITMENTS. THERE IS ALSO A DISRUPTION IN THE ABILITY TO PLAN AND SAVE FOR THE FUTURE AS SOME OF THE KEY YEARS IN THE EARNINGS LIFE CYCLE IS LOST.

HAVING GONE THRU MY BANK STATEMENT RECENTLY,I REALIZED THAT I'M ON THE ZERO LIMIT. MHHHHHHHHHHHHHHHHHHHH. LOL MISS INDEPENDENT IS FAST LOOSING IT.
WITH A JOB, JUST A FOOTHOLD AWAY, IT'S TIME TO CALL ON FAMILY............. MY PRIDE IS HURTTTTTTTTTTTTTTTTTTTTTT???!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! KAMA IME IHE OJOOOOOOOOOO, I'LL JUST MAKE THAT CALL.
U SEE,I WAS SMART ENOF TO SAVE UP SOME CASH DURING MY SERVICE YEAR FOR A TIME LIKE THIS. IT DID COME IN HANDY........ HAVING COLLAPSED MY SMALL FIXED DEPOSIT, IT'S BEEN GREAT CHOPPING THE MONEY,,,,,,,,, NA MY MONEY JOR...... AND IT HELPED AS A BASE FOR MY PROJECT SO I DON'T REGRET A DAY FOR PUTTIN AWAY THAT STASH.

BUT NOW, POCKET IS FAST RUNNIN DRY AND LIL MISS INDEPENDENT WANA DO AN XCLUSIVE XMAS SHOPPING BUT I'M YOUNG, BEAUTIFUL AND BROKE( YBB) BUT GOD DEY, ABI NO BE SO????????????????? WHO WILL BELL THE CAT BUT FAMILY??????????????????????( AUTIES, UNCLES, COUSINS ETC, HERE I COME)

SO HERE ARE THE TIPS I CAME UP WITH TO AVOID BEING "YBB":
1) USE FAMILY SUPPORT WISELY TO ENHANCE UR EARNINGS CAPACITY. e.g SEEK FUNDS TO TAKE COURSES RATHER THAN TO FUND LIFESTYLE.

2)BE FLEXIBLE,BE CREATIVE IN IDENTIFYING VALUE ADDING OPPORTUNITY. WORKING AS AN INTERN OR OFFERING FREE SERVICES IS SUPERIOR TO SITTING AT HOME.IF ONLY PSYCHOLOGICALLY, IT ALSO GIVES U A CHANCE TO SHOWCASE UR SKILLS.

3) TRY TO REMAIN ECONOMICALLY ACTIVE.i.e TRY TO ASSIST MEETING THE NEEDS OF THOSE SUPPORTING YOU EVEN IF THEY DEMAND NOTHING OF YOU.

4)IF U ARE OUT OF EDUCATION AND STILL OUT OF THE JOB MARKET,DO THINGS THAT WILL ENHANCE UR CV AND MAKE U STAND OUT.e.g DEVELPING A LANGUAGE SKILL.

5)HAVE A BUDGET LINE EVEN IF UR INCOME LINE IS ZERO. IT WILL ALLOW U CALCULATE HOW MUCH MONEY U NEED TO SURVIVE EACH MONTH.

FIRST TIME SPENDING XMAS AWAY FROM HOME, BUT WITH AHMED AROUND. YAYYYYYYYYYYYYYYYY
I HOPE I DNT RUN HOME OHHHHH.

HAPPY WKEND Y'ALL.

13 comments:

leggy said...

lol.happy christmas in advance oh.and the ahmed thing was a lie?so are you wishing for that to happen though?

Nice Anon said...

STOP playing about with Ahmed and his feelings. Shebi he canceled a wedding maka gi? So ele kwanu ihe ina ako ihea? biko bia luwa the boy.
*signed supporters of Ahmed*.

Mr.Funnyhoneymoney said...

lal i think may be you should write a short story bout you and ahmed and yeah stop messing with the guy lal
*signed supporters of Ahmed*. nice one nice

Myne Whitman said...

OK, about Ahmed, I for fear oo.

But I loved your write-up, it is so true and wise too the points you came up with. Some YBB just go jumping from man to man, pscheww...LOL.

All the best babe, I'm sure you'll soon get a job. Merry Christmas too.

muyiwa said...

are you referring to yourself in the write up or just fantasizing,anyway i ve learnt from your tips

Fragilelooks said...

@muyiwa: yeah it's abt me here. i'm glad u learnt from the tips.

@myne: thanks myne. @man to man : dat will only compound issues.

@funnyhoneymoney: u want a story on ahmed abi? will do dat soon.

@nice anon: supporters for ahmed huh. ok oh.

@leggy:no way.dnt pray for it oh. cuz i go kill pesin son.

BSNC said...

lol don't worry very soon you will be young beautiful and loaded..

Compliments of the season

Suru said...

At least you're not old, ugly and broke lol... nice post I can learn from

Fragilelooks said...

@BSNC: thanks dearie. Merry xmas to u too.
@suru: thanks a bunch.

Fragilelooks said...

@BSNC: thanks dearie. Merry xmas to u too.
@suru: thanks a bunch.

ibiluv said...

2010 don land

your year to own the maga

happynew year dearie

musco said...

great tips!bn through d same road b4,i can totally relate.

Happy New Year!

Fragilelooks said...

@ibi: lol. same to u.

@musco: tanks. happi nw year to u too.